Stop Paying Monthly Fees
for Better Credit
Credit repair agencies charge thousands to send the same letters you can generate for free. Use our automated legal engine to dispute Late Payments (FCRA 611) and Collections (FDCPA 809) instantly.
No credit card required • Runs locally in your browser • No data storage
Federal Law Logic
Based on FCRA & FDCPA
Privacy First
Data stays in your browser
No Monthly Fees
Not an agency. Free software.
From "Denied" to "Approved"
We’ve turned complex federal law into a simple 3-step process. No lawyers required.
Select Your Dispute
Choose the specific error hurting your score: Late Payment (FCRA 611) or Collection (FDCPA 809).
Automated Legal Logic
Answer 3 simple questions. Our engine selects the highest-probability legal citations for your situation.
Download & Mail
Get a professionally formatted PDF instantly. Sign it, send via Certified Mail, and start the timer.
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